Identity Theft

Identity theft. We have all heard the term, maybe you even know of someone who has fallen victim. If you've heard the stories then you know having your identity stolen can be a life wrecker.

Protecting your identity and that of your family is just another thankless job we have to do.

So, we know the problem exists and we know it will be serious if it happens to us but how do we protect ourselves? There are so many areas of our lives that are vulnerable - work, internet, socializing, business transactions, shopping... the list goes on and on.

There are companies that you can hire on a monthly basis to help keep your personal information personal but they can get expensive.

The alternative is to educate yourself.  Learn how these thieves think - what they look for in a target. Be active in protecting yourself. I've said it before - no one care about you as much as you care about you. Learn how to protect yourself.

There are courses on-line or in your community that will educate you. Take some. Most of what you will learn is common sense - hide pin numbers, don't give out personal information,  etc. but pay attention anyway.

If you want to learn on your own, in your own time and home then look for ebooks or courses on-line.

I did find one site that provides good information to help you take the necessary steps to protect yourself and set up fraud alerts. Of course they charge a small, one time fee, $37 but it is refundable for up to 60 days. Check out the site Identity Theft Deterrent and see if it will work for you.

You are never to young or to old to fall victim to identity theft. Even if you are extra careful with your identity you still need to know what to do if you loose your wallet or credit card. Who to phone first, what steps to take to minimize the damage and what signs to watch for if you suspect your identity has been taken.

Everyone is a target - you decide if you are going to be a victim.